IMPORTANT INFO & DISCLOSURES
APR Disclosure & Range Information
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. acceptmycash.com™ is not a lender and cannot guarantee any APR provided by our lender marketplace. Our marketplace lender’s offer three types of loans with varying Annual Percentage Rates (APR). APR for personal loans start from 5.99% up to a maximum of 35.99%. Personal loans have a 61-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Representative Example, APR, Costs & Fees*
*Acceptmycash is not a lender and does not make loan decisions. Your final APR, costs, and fees will be presented to you prior to final fulfillment.
acceptmycash.com™ is not a lender. Our network of lenders each have their own unique renewal policies, including automatic or “roll-over” features, and some have no renewal policy. Renewal options typically come with an additional fee. Please ask the lender you were connected with for their renewal policy. Prior to accepting any offer, read through the entire Loan Agreement and Disclosures to make sure you understand and agree with the lender’s terms, including renewal features.
Late, Partial, or Non-Payments
Though each lender on the acceptmycash.com™ marketplace must operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non-payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.
acceptmycash.com™ is a credit marketplace, is not a lender, and does not service loans. Therefore, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending.