Home2022-09-23T02:30:26+00:00

PERSONAL LOANS
MADE SIMPLE.

PERSONAL LOANS • INSTALLMENT LOANS • AND MORE

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Fast 3-Minute Loan Request

Cash Loans.

FOR ANY REASON

At acceptmycash.com™ we understand there are a multitude of reasons you may need a cash loan as fast as possible. Our network of lenders provide personal loans for varying purposes. Here are a few reasons we see regularly, along with their applicant completion rate…
CAR REPAIRS 85%
VACATION 90%
EMERGENCY NEEDS 78%
HOLIDAY PRESENTS 93%
MEDICAL 85%
BUSINESS 94%
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How it Works.

3-MINUTE PROCESS

acceptmycash.com™ was built to disrupt the lending industry by providing consumers with a proprietary lender communication algorithm. We understand that 4 out of 10 consumers do not have access to credit in the case of an emergency. We believe in changing that. Our mission is simple: we will make it simple to find lenders and save time while you do it.
01. PROVIDE INFO.

Fill out our simple and secure form to send your information to lenders.

02. LENDERS REVIEW.

our information is reviewed instantly by lenders to determine if they are able to work with you.

03. ACCEPT YOUR CASH.

Upon lender and applicant agreement of loan terms, you may receive your cash directly deposited in as little as 24 hours*

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FAQ.

REQUEST WITH CONFIDENCE.

Does it Cost Anything to Use acceptmycash.com?2022-09-07T18:02:21+00:00

There is no cost to fill out a form and submit your information through the acceptmycash.com™ online marketplace. If a lender would like to establish a relationship with you, the lender will connect with you and provide us with a fee for facilitating the introduction. As a marketplace, we do not receive any information that allows us to evaluate or compare offers from potential lenders. It is important that we ask you to carefully review any offer received from a marketplace lender and confirm that it meets your needs and you fully understand the terms.

How Soon Will I Receive My Money?2022-09-07T18:01:04+00:00

With the acceptmycash.com marketplace, funding varies from lender to lender. If a lender provides you with a loan off and you immediately accept, you may be able to receive aw direct deposit into your account in as little as 24 hours.* If you accept a loan offer on a weekend, holiday, or any other non-business day, it may affect the speed of loan funding; in these cases, it may take a bit longer.

How Long Does it Take to Use acceptmycash.com?2022-09-07T18:02:35+00:00

Our encrypted form takes about three [3] minutes to complete. Returning customers will only need to provide a few updates and confirm the application. When you complete our form, you should have a decision from one of our network lenders within minutes of submitting to the marketplace. If a lender offers you a loan and you accept it immediately, you may be eligible for a direct deposit into your account in as little as 24 hours.*

How Will I Know if a Lender Is Interested in Working With Me?2016-02-28T00:31:42+00:00

The network of lenders in our marketplace will review your information after completing our form and confirming a good match. Should a lender be desirous of establishing a working relationship with you, you will be transferred to the lender’s website to finalize the terms. In the event a network lender makes provides you with a offer to lend, you will be provided with an opportunity to review and approve the terms and conditions of the loan agreement.

What are the Terms & Conditions of My Loan?2022-09-07T18:01:55+00:00

acceptmycash.com™ is not a lender and does not make credit decisions. Therefore, that information is not available to us. Upon a positive match, your lender will send you all the terms and conditions of your loan offer. The loan offer should include the interest rate, repayment dates, finance charges, and more. Our network of lenders offers many different types of loan products. Don’t forget, you have the final choice whether or not you want to accept the loan offer. If the terms of the loan are not agreeable to you, simply decline and resubmit to find another lender.

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Attention!

IMPORTANT INFO & DISCLOSURES

APR Disclosure & Range Information

Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. acceptmycash.com™ is not a lender and cannot guarantee any APR provided by our lender marketplace. Our marketplace lender’s offer three types of loans with varying Annual Percentage Rates (APR). APR for personal loans start from 5.99% up to a maximum of 35.99%. Personal loans have a 61-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Representative Example, APR, Costs & Fees*

Loan Amount Interest Rate Loan Term Fee Fee Cost Repayment APR Total Payment Total Cost
$1000 24% 12 Months 3% $30 94.56 29.82% $1,134.72 $164.72
$2000 19% 24 Months 5% $100 100.82 24.12% $2,419.68 $519.68
$5000 13% 48 Months 8% $400 131.67 18.23% $6,320.12 $1,720.12
$10000 8% 60 Months 10 $1000 202.28 9.20% $12,136.80 $3,136.80

*Acceptmycash is not a lender and does not make loan decisions. Your final APR, costs, and fees will be presented to you prior to final fulfillment.

Renewal Policy

acceptmycash.com™ is not a lender. Our network of lenders each have their own unique renewal policies, including automatic or “roll-over” features, and some have no renewal policy. Renewal options typically come with an additional fee. Please ask the lender you were connected with for their renewal policy. Prior to accepting any offer, read through the entire Loan Agreement and Disclosures to make sure you understand and agree with the lender’s terms, including renewal features.

Late, Partial, or Non-Payments

Though each lender on the acceptmycash.com™ marketplace must operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non-payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.

Collection Practices

acceptmycash.com™ is a credit marketplace, is not a lender, and does not service loans. Therefore, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending.

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